High Risk Security |
Does the Subject Property fall within the Commonwealth Bank of Australia's list of high risk security? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='HighRiskSecurity'] |
Radio |
Critical Documents to Sight |
Are there any Critical Documents to be sighted by the Bank? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='CriticalDocumentsToSight'] |
Radio |
Extended Selling Period |
Are there any adverse marketability issues, that would require an extended selling period of more than 6 months? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='ExtendedSellingPeriod'] |
Radio |
Essential Repairs |
Is the subject property incomplete and/or require any essential repairs? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='EssentialRepairs'] |
Radio |
Construction Documents to Sight |
Are there any required construction documents to be sighted by the Bank? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='ConstructionDocumentsToSight'] |
Radio |
High Risk or Non Residential Property Type |
Does the subject property comprise a higher risk or a non residential property type? For example: Retirement villages, aged care units, boarding houses/hostels, commercial property, three or more dwellings on one title, student accommodation, serviced apartments, development sites, non residential use, etc. |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='HighRiskOrNonResiPropType'] |
Radio |
Existing Improvements |
Are the existing improvements on the property incomplete or under construction? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='ExistingImprovements'] |
Radio |
Non Residential Zoning |
The subject property is not zoned residential, rural residential or equivalent? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='NonResidentialZoning'] |
Radio |
Non Residential Current Use |
All or part of the subject property is used for non-residential purposes? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='NonResidentialCurrentUse'] |
Radio |
Adverse Marketability |
The subject property is not in satisfactory internal/external condition; not habitable; and / or not readily saleable (within a 0-6 month selling period)? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='AdverseMarketability'] |
Radio |
Less than 50 sqm |
The subject property is an apartment with a living area of less than 50sqm? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='LessThan50sqm'] |
Radio |
Dwelling greater than 10 hectares |
The subject property includes a residence, and is greater than 10 hectares/25 acres in size? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='DwellingGreaterThan10HA'] |
Radio |
Vacant Land greater than 2.2 hectares |
The subject property is greater than 2.2 hectares/5 acres in size and does not include a residence? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='VacantLandGreaterThan2_2HA'] |
Radio |
Speculative Residential Development |
The subject property is a residential development property comprising 4 residences or more as a single development, or land held for future development into 4 lots or more? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='SpeculativeResiDevelopment'] |
Radio |
Serviced Apartment |
The subject property is a Serviced Apartment (an apartment that is approved and used for holiday and/or short term accommodation, centrally managed and/or serviced; and subject to a Management Agreement)? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='ServicedApartment'] |
Radio |
Student Accomodation |
The subject property is Student Accommodation? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='StudentAccommodation'] |
Radio |
Subject to Company Title |
The subject property comprises a Company Share Title or Stratum Title? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='SubjectToCompanyTitle'] |
Radio |
Subject to Crown Lease |
The subject property is a Rural Crown Lease? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='SubjectToCrownLease'] |
Radio |
Located In Regional Area |
The subject property is located more than 50kms from a provincial city with a population greater than 20,000 and more than 20 kms from a primary regional town with a population greater than 10,000? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='LocatedInRegionalArea'] |
Radio |
No Power |
There is no power connected to the subject property? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='NoPower'] |
Radio |
No Water Source |
Water applicable to the area is not connected to the subject property? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='NoWaterSource'] |
Radio |
Adversely Affected |
Is the subject property adversely affected by any observable easements or known restrictions, environmental, planning or heritage issues that are likely to adversely affect marketability? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='AdverselyAffected'] |
Radio |
Outstanding Defects |
Are there any outstanding defects or recommended repairs? (If yes, in the Additional Comments section provide brief details and an estimated cost plus an assessment of value as if the repairs were completed)? |
/ValuationTransaction/Message/ValuationType/FullRegistered/RiskAnalysis/RiskRating[@RatingType='Other']/Identifier[@UniqueID='OutstandingDefects'] |
Radio |
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